Income Replacement - Disability Benefits

Disability Benefits

The City provides basic Short Term Disability (STD) and Long Term Disability (LTD) for benefit-eligible employees. This benefit is paid for by the City of Frisco and enrollment is automatic.

Disability leave runs concurrent with other types of leave, such as Family and Medical Leave (FML) or City Leave of Absence (City LOA). For more information, visit the FMLA and City LOA webpages.

If you are a full-time (female) employee expecting a baby, you may be eligible for some Short Term Disability (STD) benefits. Please see our New Baby and Leave of Absence page for details and an example of how this benefit applies.

To initiate a disability claim or set up a leave of absence under FML or City LOA, contact the Standard at 866-756-8116 or go to their website to file a claim. View more information on setting up a leave of absence.

Short Term Disability (STD)
Long Term Disability (LTD)
Benefit Start30 days after the disability120 days after the disability
Benefit60% of your pre-disability weekly earnings up to $1,500 maximum; payments are made weekly60% of your pre-disability monthly earnings up to $5,500 maximum; payments are made monthly
DurationOnce you are approved for coverage, you will be eligible to collect the employer-paid short term disability insurance benefit on the 30th day after your injury or 30th day of sickness. The maximum duration of STD is 120 days.Determined by your age when disability begins. Age 61 or younger, the maximum duration is to age 65 or 3 years and 6 months, whichever is longest. Over age 61 when disability occurs, please refer to LTD Policy Certificate below.

Income Replacement Documents