Down Payment Assistance Program

City of Frisco and Frisco Independent School District employees only

The City of Frisco currently offers a Down Payment Assistance Program designed to help low and moderate-income families employed by the City of Frisco or the Frisco Independent School District to purchase a home in the city of Frisco.

Down Payment Assistance Program

Families with at least one adult working full-time for the City of Frisco or Frisco ISD for at least 6 months may be assisted in purchasing a home in Frisco. The program provides forgivable loans of up to $10,000 to qualified homebuyers for the purpose of down payment and closing cost assistance.

Eligible households must be first time home buyers (with some exceptions). Income and purchase price limits vary by family size. The combined household income of all adults may not exceed $131,989 and the maximum sale price is $450,800 in order to be eligible for the program. Full program details can be found in this brochure (PDF).

The Down Payment Assistance Program can be used with other first time home buyer programs to help make homeownership possible for almost everyone.  For additional information please refer to the Program Policy.


You may complete an application online. The following documents should be attached to your application:

  • Copy of signed complete set of last three Federal Income Tax Returns, including all schedules and attachments for all persons in the household and on the title
  • Copies of paycheck stubs for the last 30 days for all wage earners in household or verification of wages from current employer
  • Other income documentation (e.g. social security, child support, disability, etc.)
  • Three months of bank statements (checking savings, money market, etc.) for all adult household members
  • Asset statements (e.g. stocks, bonds, CD’s, money market funds)
  • A pre-approval letter from a lender for a mortgage
  • Copy of Social Security card (for all adult household members)
  • Copy of Drivers License (for all adult household members)
  • Signed Residency Verification form for all adult household members
  • Signed Certification of First Time Homebuyer Status form for all adult household members

The City of Frisco requires that applicants complete an 8-Hour HUD-approved homebuyer class and one-hour counseling session.  Certificates for completion of these requirements must be provided with the completed application.  Courses can be found at the following link:  HUD Approved Housing Counseling Agencies

For more information on the Down Payment Assistance Program or to set up an appointment, please contact the Grants Coordinator at 972-292-5108.

Fair Housing

The Fair Housing Act prohibits discrimination in housing because of: race, religion, sex, national origin, disability, and familial status. View more information on fair housing (PDF).